Shopping for car insurance?
Here’s what matters before you decide on automobile insurance and how we can save you money.
- 4607 Great Northern Blvd, North Olmsted, OH 44070
Your motorhome isn’t just a vehicle, it’s your home on the road, your adventure hub, and your getaway spot. Whether you drive it across the country, take seasonal trips, or keep it parked at your favorite campground, EZ2INSURE makes it simple to get the motorhome insurance coverage you need at a price that makes sense.
From RV camper insurance for weekend warriors to temporary motorhome insurance for one-time trips, we’ve got you covered so you can focus on the open road—not the “what ifs.”
A motorhome combines the risks of a house and a vehicle which means your coverage needs to do double duty.
Our policies can protect against:
Accidents & Collisions – Covers repairs and damages after an accident.
Theft & Vandalism – Replaces your RV if it’s stolen or damaged by crime.
Liability Protection – Covers injury or damage you cause to others.
Personal Belongings – Protects the contents inside your RV.
Weather & Natural Disasters – From hailstorms to fallen branches.
Whether you’re on the road or parked for the season, insurance on RV vehicles keeps your investment protected.
We understand every RV owner’s needs are different. That’s why we provide:
Full-Time RV Insurance – Perfect for those who live in their motorhome year-round.
Part-Time RV Camper Insurance – Coverage for seasonal or occasional use.
Temporary Motorhome Insurance – Short-term policies for one-time trips or rentals.
Comprehensive & Collision Coverage – Protection for your RV and what’s inside.
Emergency Roadside Assistance – Get help anywhere your travels take you.
Personalized Policies – We find coverage that fits your exact travel lifestyle.
Multiple Carriers, One Stop – Compare rates from top providers in minutes.
Claims Support That Works – We help you through the process from start to finish.
Local Ohio Knowledge – We understand the unique insurance needs of Ohio RV owners.
It only takes a few minutes to get a motorhome insurance quote. Whether you need RV camper insurance, temporary motorhome insurance, or full-time coverage, we make it easy to get protected.
Call us today or request your insurance on RV quote online and hit the road with confidence.
If you already have auto, home, or boat insurance, bundling your RV policy with the same provider can unlock significant discounts. One policy, one payment and more saving.
Parking your RV in a locked facility or covered storage during the off-season can lower your rates. Insurers reward reduced theft and weather risks with lower premiums.
Not all RVs need the same protection. If you only use your motorhome a few weeks a year, seasonal or temporary motorhome insurance may cost less than year-round coverage.
Costs vary depending on your RV type, age, usage, and coverage limits. In Ohio, annual premiums can range from $400 for smaller campers to over $1,200 for larger motorhomes.
“Best” depends on your needs. EZ2Insure works with multiple top-rated carriers like Progressive, Foremost, and Markel to shop rates and coverage options for you—whether it’s liability-only or full replacement coverage.
Rates change depending on your driving history and coverage needs, but companies like Progressive, Liberty Mutual, and Erie often have competitive RV rates in Cleveland.
At minimum, you’ll need liability coverage (required in Ohio) if your RV is motorized. You can also add collision, comprehensive, and optional protections like roadside assistance.
Standard policies typically exclude wear-and-tear, mechanical breakdowns, pest infestations, and damage from improper maintenance.
Progressive and Liberty Mutual are two of the most widely used RV insurers in the U.S., with strong coverage options for both motorhomes and travel trailers.
Older RVs may be cheaper to insure in terms of value, but they can be more costly if they’re prone to repairs or lack modern safety features.
Comprehensive coverage may cover sudden water damage caused by storms, burst pipes, or accidents—but not all policies include it automatically.
Only if the leak was caused by a covered event like a falling tree branch. Gradual wear-and-tear is usually excluded.
Damage from long-term leaks, condensation, or poor maintenance is generally not covered.
Yes—because of enclosed spaces and varying climates, RVs can be susceptible to mold if moisture isn’t controlled.
Gap insurance covers the difference between what your insurer pays (actual cash value) and what you owe on a loan or lease if your RV is totaled.
Common exclusions include mechanical breakdowns, wear-and-tear, pest infestations, and intentional damage.
Full coverage that includes comprehensive may cover water damage from sudden events—but not from slow leaks or poor upkeep.
If you use your RV for business purposes, part of your insurance costs may be deductible. Always consult a tax professional.
Yes—an RV is considered personal property, and if it’s motorized, it’s also considered a vehicle for insurance purposes.
A toterhome is a large RV built on a truck chassis, often used to tow race cars, boats, or other large trailers.
Progressive offers water damage coverage under comprehensive insurance, but it must be from a sudden and accidental cause—not gradual deterioration.
Most policies exclude mold damage, especially if it results from neglect or long-term moisture issues.
At EZ2INSURE We Offer A Number Of Insurance Services That when Combined Could Help You Save Even More On Protecting You and Your Loved Ones
Shopping for car insurance?
Here’s what matters before you decide on automobile insurance and how we can save you money.
Looking into term life insurance or whole life insurance?
We make the differences clear and simple.
Looking for extra insurance that provides protection beyond
existing limits and coverages of other policies?
Learn how our umbrella insurance can help you.
Looking for a home insurance quote?
We break down what matters and how we can help.
Considering business or commercial insurance?
Here’s how to avoid overpaying or being left exposed.
Bundling auto and home insurance?
Here’s how to protect more and pay a lot less.
Shopping for car insurance?
Here’s what matters before you decide on automobile insurance and how we can save you money.
Looking into term life insurance
or whole life insurance?
We make the differences
clear and simple.
Looking for extra insurance
that provides protection beyond
existing limits and coverages
of other policies?
Learn how our umbrella insurance can help you.
Looking for a
home insurance quote?
We break down what matters and how we can help.
Considering business or commercial insurance?
Here’s how to avoid overpaying or being left exposed.
Bundling auto
and home insurance?
Here’s how to protect more
and pay a lot less.
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