Shopping for car insurance?
Here’s what matters before you decide on automobile insurance and how we can save you money.
- 4607 Great Northern Blvd, North Olmsted, OH 44070
Whether you ride for the thrill, the commute, or the weekend escape, your bike deserves more than just a spot in the garage. It deserves protection that’s as tough as the machine itself. At EZ2Insure, we make getting motorcycle insurance easy, affordable, and tailored to how you ride.
From cruisers and sport bikes to touring bikes and scooters, our policies cover more than just the basics so you can focus on the open road.
Accidents, theft, weather damage, or even an uninsured driver—anything can happen out there. Having the right bike insurance means you’re covered for the unexpected, not paying out of pocket for costly repairs, medical bills, or liability claims.
We work with top carriers to offer flexible coverage options, including:
Liability Coverage – Pays for injury or property damage you cause to others.
Collision Coverage – Repairs or replaces your bike if it’s damaged in an accident.
Comprehensive Coverage – Protects against theft, vandalism, and weather-related damage.
Uninsured/Underinsured Motorist Coverage – Covers you if the other driver can’t.
Medical Payments – Helps with hospital bills for you and your passenger.
Accessory Coverage – For custom parts, chrome, and riding gear.
Personalized Quotes – We compare rates from multiple providers to get your best motorcycle insurance quote.
Rider-Focused Service – We understand the risks and lifestyle that come with motorcycling.
Flexible Policies – From liability-only to full coverage, we match coverage to your bike and your budget.
Whether you call it motorcycle insurance, insurance moto, or just peace of mind, we’ve got you covered. Get your free motorcycle insurance quote today and ride with confidence.
Combine your motorbike insurance with auto, home, or boat coverage for discounts.
Many insurers offer price breaks for certified rider training.
Keeping your bike in a secure garage can reduce premiums.
Start by making sure you’re comparing apples to apples—look at the same coverage types, limits, and deductibles across different companies. Don’t just pick the cheapest price; check customer reviews, claims handling speed, and any perks like roadside assistance or accessory coverage. A slightly higher premium can be worth it if it means better service when you need it most.
Bundle Policies – Combine motorcycle coverage with auto, home, or boat insurance.
Take a Safety Course – Riders with certified training often qualify for discounts.
Increase Your Deductible – Higher deductibles can lower your monthly rate.
Ride Less – Some insurers offer lower rates for lower annual mileage. This one is not a fan favorite.
Store It Securely – Garaging your bike can reduce theft risk and premiums.
Your rate isn’t just about the bike—it’s about you, too. Factors include:
Age and riding experience
Driving record and past claims
Type, age, and value of the motorcycle
Annual mileage
Where the bike is stored
Chosen coverage limits and deductibles
Motorcycle insurance does more than just meet legal requirements—it protects your finances and your bike. Benefits include:
Coverage for repairs or replacement after an accident or theft
Financial protection from lawsuits or medical bills
Peace of mind knowing you’re covered for unexpected events
Optional coverage for custom parts, gear, and accessories
es. Ohio law requires all motorcycle riders to carry at least the state’s minimum liability coverage to legally ride on public roads. This helps cover costs if you cause injury or property damage to others.
Not in standard policies—but many insurers offer accessory or apparel coverage to protect riding gear, saddlebags, and helmets.
Yes. Your policy will usually follow you across state lines within the U.S., but check if there are any exclusions before taking a long road trip.
Rates vary based on your bike, riding history, and coverage levels, but many Ohio riders pay between $250 and $800 per year for basic coverage. Premiums in Cleveland may be slightly higher due to population density and traffic.
If your motorcycle is registered and street legal, yes, you must keep insurance active, even in the winter months. However, some insurers offer seasonal or “lay-up” policies for months you’re not riding.
Not always by default. You’ll need to add guest passenger liability coverage if you regularly carry someone on the back of your bike.
Yes. Custom parts and aftermarket upgrades can increase replacement costs, so your premium may be higher. You can protect these with custom parts and equipment coverage.
Yes, but it’s not common. Some companies may insure you if you have a permit or are storing the bike, but riding without a valid license in Ohio is illegal.
Generally, yes. More traffic, higher accident rates, and increased theft risk in urban areas like Cleveland can lead to slightly higher premiums.
Yes. Progressive is one of the major motorcycle insurers in Ohio, offering coverage for standard bikes, cruisers, sport bikes, touring bikes, and even scooters.
At EZ2INSURE We Offer A Number Of Insurance Services That when Combined Could Help You Save Even More On Protecting You and Your Loved Ones
Shopping for car insurance?
Here’s what matters before you decide on automobile insurance and how we can save you money.
Looking into term life insurance or whole life insurance?
We make the differences clear and simple.
Looking for extra insurance that provides protection beyond
existing limits and coverages of other policies?
Learn how our umbrella insurance can help you.
Looking for a home insurance quote?
We break down what matters and how we can help.
Considering business or commercial insurance?
Here’s how to avoid overpaying or being left exposed.
Bundling auto and home insurance?
Here’s how to protect more and pay a lot less.
Shopping for car insurance?
Here’s what matters before you decide on automobile insurance and how we can save you money.
Looking into term life insurance
or whole life insurance?
We make the differences
clear and simple.
Looking for extra insurance
that provides protection beyond
existing limits and coverages
of other policies?
Learn how our umbrella insurance can help you.
Looking for a
home insurance quote?
We break down what matters and how we can help.
Considering business or commercial insurance?
Here’s how to avoid overpaying or being left exposed.
Bundling auto
and home insurance?
Here’s how to protect more
and pay a lot less.
Having trouble loading the form? Open the quote form in a new tab .